Travel Insurance · Updated July 2026
EKTA Review: Travel Insurance That Issues in Minutes and Covers Real Activities
Our editorial rating
EKTA sells travel medical insurance fully online: quote, payment and policy PDF in a couple of minutes, with coverage recognized for Schengen and most other visa applications.
Its standout is activity coverage. More than 200 sports and activities, including the amateur adventure staples that standard policies love to exclude, can be included in a normal policy.
thumb_up What we like
- check_circlePolicy issued online in minutes, visa-compliant
- check_circle200+ sports and activities coverable
- check_circleFast settlement on straightforward claims
thumb_down What could be better
- remove_circle_outlineTrip cancellation cover is basic compared to US-style packages
- remove_circle_outlinePremiums rise notably for older travelers
Coverage and claims
Policies cover emergency medical care, hospitalization, evacuation and repatriation, with configurable limits that satisfy visa requirements (30,000 euros for Schengen and up from there). Trip-length options run from single trips to annual multi-trip.
Claims for straightforward medical events settle fast by industry standards, and the support line handles English well. As with every insurer on earth, document everything and call the assistance line before incurring major costs.
Who it fits
Visa applicants who need a compliant policy PDF today, and active travelers whose itinerary includes things like diving, trekking or motorbiking that cheap default policies exclude. Skiers, hikers and scooter renters should tick the relevant activity boxes; the premium bump is small compared to an excluded claim.
verifiedOur verdict
EKTA is our default recommendation for medical travel insurance: quick to buy, accepted for visas, and honest about covering the activities people actually do on holiday.
Try EKTAopen_in_newEKTA: Frequently Asked Questions
Is EKTA insurance valid for a Schengen visa?expand_more
Yes. Policies meet the 30,000-euro Schengen requirement and the PDF certificate is accepted by consulates.
Does EKTA cover riding a scooter?expand_more
Yes, if you add the relevant activity option and hold the license the local law requires. Unlicensed riding voids any insurer's coverage, not just EKTA's.
How fast are claims paid?expand_more
Simple medical claims with complete documents are typically processed within days. Use the 24/7 assistance line during the incident to keep the paper trail clean.
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